Be The Exception

Be the exception she used to say. Don’t be a follower be a leader, take the initiative to do more than is expected.  My mother taught me to always work harder, to do more, to study more.  By doing what is expected before you are asked you will get further than someone who is smarter.

When you add value to others you open your opportunities to be more and become more. Those who lead the way experience more success. They are more satisfied because they live according to their core values, they have a joy and a peace knowing they are giving their best at whatever they do.

So today ask yourself, am I doing the best and I can do or am I being a follower. Am I the exception or am I just going through the motions. If you’re giving your best congratulations, your on your way to great success. If not change your habits, commit today to start being a leader by setting the example that others will emulate.


Protect Your Employees and Your Business

Owning a small business requires hard work and dedication. If requires many long hours and sacrifice. For many, it is very rewarding financially.

Not a single business can thrive on the efforts of one person alone. Most businesses require the effort of several people, meaning employees. It beckons to say that employees are a critical asset to any successful business. Yet, too often small employers fail to provide workers compensation insurance to protect their employees or their business.

Workers Compensation is no fault insurance which pays medical bills related to on the job injuries or work related illness. Having this type of insurance is the law in most states. Not having it can cost severely in fines and not to mention the loss of ability to do business.

Don’t hedge your bets. Protect your business, your employees and avoid legal fees.

For more information or a quote, visit my website: Frank Moreno Agency- Farmers Insurance

Why We’re In Business

I consider it a blessing and a joy to be in business for myself. I just wish I would have Had the courage to start a small business sooner.

I am an extrovert and enjoy talking and relating with people. By nature I have a knack of being able to start conversations with a person.

If you own your own business or are in any type sales job, being an extrovert is of great benefit. Many times we have to take the initiative in creating rapport with the client.

Finding out what’s important to a client is more important than making a sale. When we truly care about meeting clients needs, then follow up with great customer service we will succeed. They will see us as a resource instead of a commodity. More importantly because we created a relationship of trust, they will recommend others to us.

Defining Success

My desire to succeed has at times blinded me to really see the successes I have accomplished. Sometimes I just can’t get out of my own way.

I’m a perfectionist and sometimes I’m too hard on myself. I’m learning to appreciate and be grateful for my everyday blessings. Being grateful makes us more positive and more attractive. When we change ourselves, we change our circumstances. We don’t become successful, we attract people who will help us become successful.

Secondly, Small successes breeds more success. When setting goals, it’s important to set goals that stretch us. We must try to be more than we are, more than we think we can be.

As all business owners, It’s critical to look at our competition, the completion that can put us out of business. We find out what makes them a success. We then do what they do, but do it better.

Finally, we determine what our aha is and we make that our focus. Our aha is what makes us truly different. For example, in my business our aha is we help our clients manage their everyday risks. We focus on providing our clients with the best advise so they understand how to protect their families and their finances.