The Holidays are almost among us, most will be buying Christmas for family and friends. Losing your job, getting work hours cut, unexpected car or home repairs or unexpected 0ne-time medical bills can cause stress and limit out ability to pay bills. After eating out, I throw any spare change in a mason. By doing this, I’ve quickly noticed how much I’ve actually saved for a rainy day. Above all, pay yourself first. You work hard for the money, it’s important to reward yourself. Please share if you Keep an Emergency Fund and how it has benefited you on an emergency. If you don’t keep an emergency fund please also share if you’ve had an experience where you wish you had one.